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Business Financing Programs

All known public business financing programs including loan, loan guarantee and grant programs are listed below. If you do NOT yet have a business plan it is strongly recommended you write one before contacting a bank or program listed below for a loan. There are no 'grants' for the general startup and operating costs of a for-profit business.  For grant information, click here.

Do you have a business plan yet? If not, go here for plan development, counseling and training resources

Business Loan & Loan Guarantee Programs  

1.  Community Development Block Grant (CDBG) - Nebraska Department of Economic Development
     CDBG/Economic Development Loan - Preliminary Review Application-  Application Guidelines
     CDBG-Economic Development loans made by NDED: 1999-2009
    CDBG- 'Re-Use' Loan Funds available by community as of June 30, 2010 (Historic)

2.  Small Business Administration (SBA)
- Understand the basics of obtaining business financing
  -  7A Loan Guarantee Program ---other SBA programs
  - ARC-America's Recovery Capital Loan Program 
  - ARC home page
  - Nebraska's most active SBA Lenders 
  - NBDC: SBA Loan application counseling
  -  SBA:Regional Office in Omaha 
  -  SBA: Nebraska Business Training & Events Calendar 
  -  SBA:loans made in Nebraska

3. SBA 504 Direct Loans:  long-term, fixed-rate financing to acquire major fixed assets 
   - NEDCO/Nebraska Economic Development Corporation
   - CDR/Community Development Resources

 4. Disaster Assistance Programs:
    SBA: Disaster Loans/Current Nebraska Declarations/
    FEMA: Nebraska Disaster Declarations  /  NEMA: Nebraska Emergency Management Agency 
    USDA/FSA: Agricultural Disaster Assistance

                Microenterprise (5 or fewer employees) and other direct loans:

5.  MAPA:
Revolving Loan Fund - counties of Washington, Sarpy and Douglas
6.  REAP: Rural Enterprise Assistance Project: Microenterprise Direct Loans
7.  Nebraska Enterprise Fund: Microenterprise Programs
8.  CDR: Community Development Resources, Inc.: Business Loans
9.  Northeast Nebraska Development District: Business Loans in northeast Nebraska 
10.  Southeast Nebraska Development District: 402-475-2560 (voice) or 402-475-2794 (fax)

11.  USDA: Programs below are limited to counties with less than 50,000 population:
   ----Rural Business Programs
   ----Nebraska Staff - USDA County Offices
   ----Farm Service - Farm Loan Programs

                 Other Business Financing Programs & Information: 

12.  LB 840: Local Option Municipal Economic Development Act -- LB840 Guide 
13.  Nebraska Energy Office: Loans for Energy Savings / Pollution Prevention  

Venture Capital Networks   

Call (800) 426-6505 or This email address is being protected from spambots. You need JavaScript enabled to view it.  us your questions/comments

Talent & Innovation Initiative (TI2)

One of the most important accomplishments of the 2011 legislative session was the passage of several bills focused on creating new momentum for developing and attracting businesses rooted in technology and innovation—Talent and Innovation Initiative. The Nebraska Department of Economic Development is in the early stages of implementation of the initiative and additional information on each program can be found here as it becomes available.


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Copyright © 2016 All Rights Reserved.

Nebraska Department of Economic Development | Courtney Dentlinger, Department Director
301 Centennial Mall South | P.O. Box 94666 | Lincoln, NE 68509-4666
Phone (800) 426-6505 | Fax (402) 471-3778